

Unlock Your Abundant Money Mindset
Step into your soft girl era no matter your income level with an abundant money mindset, and a chic plan!
It can feel like the odds are stacked against you. Rising food prices, rising gas prices, rising housing. How is anyone able to afford living in the US these days making less than $100k—heck even $50k?!
There’s a way! Although we’re inundated with capitalist ideals everyday, you can be intentional with your money in a way that brings freedom, abundance, and hope to your financial situation.
“I’m too focused on keeping up with bills, I can’t afford a vacation or self care.”
There is a way to work in self care and intentional savings to afford trips and once in a lifetime experiences. A simplified budget system that works with your current spending habits, is the first step to success.
“I’m just not good with money. That’s why I can never save or stick to saving.”
You may be using the wrong tools or simply not working WITH your personality type to make saving work for you. Whether that means implementing automation, restricting your access, utilizing the snowball effect, or leveraging high yield accounts—there IS a way to make savings work for you in the long term.
“I don’t make enough to afford doing something special for myself or my family.”
It all comes back to perspective. You may not be able to afford a multi-state jump to Disney World this year, but you can save up for a 2 hour or less drive to an amusement park or spa overnight stay.
You get paid, most of your money goes towards past due and current bills.
Haphazardly spending on other necessities without tracking the receipt totals,
Which then leads to wasting money on last minute needs, and falling behind on your bills and money goals.
With a solid money routine, even small savings make a big difference to your growing savings towards emergencies, family trips, and future bill payments.
Prioritize experiences over the amount invested to make it happen. This budget can help you get there!
Start your budgeting journey by gaining awareness of the most important factors that affect you on a regular basis. Auto-payments, credit cards and their interest rates, and even your bank account’s basic information. Having the important stuff in one place gives you the first step in clarity with your money. The daily and weekly money journal also gives you a glimpse of your spending habits and patterns.
The key to effortless yet effective money management is automation. Once you have a grasp on what your current financial situation is, you want to put systems in place to make it easy to meet your short term goals that lead to BIG long term success. This is accomplished with the Budget Rules, Savings Goals, and Expense worksheet templates that you can copy and reuse from month to month.
With the daily and weekly money journal templates, you can easily track your spending AND spending patterns to catch any mindless decisions. Too involved for you? I’ve also included a transaction log worksheet to simply list all your spending. You can use that to update your budget or just to keep up with what’s in your bank account.
But what’s planning for if you’re not keeping your future in mind?! Not only do you have a goals worksheet (prompts and lines to write on), but the mini event planner keeps you on track for short-term goals. Outline basic details and identify financial needs that you should be saving for.
This planner is delivered as a PDF file. There are 4 versions you will receive. Letter size in light mode/dark mode, and A4 size light mode/dark mode. Simply download from the checkout confirmation page or confirmation email. Then, import into your preferred PDF annotation app like Goodnotes or Notability.
No shipping required!
Upon purchase, you will have the chance to download your file. Be sure to save a copy to your own files for future use. You will also receive an email backup with access to your file. Have any questions? Just email me at support@bchiccollective.com!
Given the nature of this digital product, there is a no refund policy. However, if you have any issues accessing your file or any questions regarding your order, please email us at support@bchiccollective.com.
Get a solid understanding of the B Chic budgeting system before diving into the community.
For my multitasking girlies, this is the perfect resource. Learn more on audio about optimizing life & money!
Download my free template to get started the chic way! This template comes with a Google Sheets download.